“I’m not a businessman, I’m a business, man.” – Jay Z
Now that you are 18, you can sign contracts, open bank accounts, and apply for loans and credit cards on your own. But, such independence can also make it easier for you to get in over your head. And now that you are 18, you parents don’t have to bail you out financially – it’s their choice. So, learn the benefits, pitfalls, rules, and restrictions of any financial transaction before you make a decision.